Why Is My Visa Gift Card Getting Declined?

Why can’t I use a Visa gift card online?

YES:Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due.

You can also typically use more than one small balance store gift card with ease..

How do I activate a stolen Visa Gift Card?

There is no way to activate a stolen gift card since it must be activated at checkout (a way to deter people from taking them). The gift card is activated for $10 and then the employee goes to. In the scam, criminals remove security tape from the back of the gift.

Why is PayPal declining my Visa Gift Card?

I’m using a prepaid gift card, and I’m getting a declined message. If your payment is declined, it’s likely that you don’t have enough money on your prepaid gift card to cover the entire transaction amount. You may want to use another card or buy a less expensive item.

How do I activate my Visa Gift Card?

You can activate your card by calling the phone number printed on it, or by going online and entering the card’s information. Once activated, you can register your card if you’d like to use it for online purchases.

Can you get a refund for a prepaid Visa card?

However, most prepaid credit cards—including those issued by Visa and MasterCard (meaning nearly all of them)—are treated just like regular credit cards. This means that you can receive a refund by returning the item as you would when you paid with cash or a debit card.

Can gift cards be Cancelled?

If the card hasn’t been used, ask if it can be cancelled and a replacement gift card issued. … If the card has been used, then it’s not so much “lost” as it might have been stolen. Ask the customer service representative to explain when and where the card got redeemed.

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. … When the gift card is loaded with value (purchased), the gift card is automatically activated.

How long do Visa gift cards take to activate?

After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Is there a fee with Visa gift cards?

Do All Visa Gift Cards Have A Fee Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee.

What happens if my visa gift card is stolen?

What do I do if my Visa gift card is lost or stolen? If your Visa Gift Card is lost or stolen, you may contact us at (866)466-2362 to order a new card and to file a dispute for the purchases you did not authorize.

Can a Visa gift card be Cancelled?

If your card is lost or stolen, call 866.902. 6082 or stop in to any of our branches. You’ll need to provide the account number to cancel the Gift Card. We can then replace the Gift Card with the remaining balance, minus a $10.00 replacement fee.

What do you do if your gift card doesn’t work?

10 Things to Do When Your Gift Card has No ValueShow Card to the Cashier. … Ask What the Error Message Is. … Ask For the Manager. … Check the PIN. … Make Sure the Gift Card is Activated. … Ask for the Balance and Transaction History. … Contact Customer Service. … Contact the Card Issuer.More items…

Why is my card being declined online when I have money?

My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment. … The payment is larger than the maximum transaction allowed for your account. Your debit card has been locked by your issuing institution. This often happens when you enter an incorrect PIN at an ATM more than a few times.

Can money go back on a Visa gift card?

If your purchase was made with a Visa or MasterCard Gift Card, we recommend requesting a store credit refund unless you still have the original Gift Card in your possession. Refunds issued to Visa/MasterCard Gift Cards cannot be reversed or reclaimed if the card if no longer in your possession.

What happens if you use a stolen gift card?

Store security could detain them until the police arrive, and they could be prosecuted for theft and/or fraud. But if no one has yet reported it lost or stolen, it will have the full value and anyone could use it to make a purchase. That is why you should keep up with gift cards and use them as soon as possible.